You purchase something on your credit card, and the available balance gets deducted straight away. You transfer money to your credit card, and it takes 1 (or more) business days for the money to go through. What the fuck is behind this logic?
Ok so we live in an electronic world. With the advent of electronic banking, you'd expect things to be overnight at the very latest, who cares about business day bullshit? It's all automated anyway. If credit card deductions are instant, then payments in should also be. Not this one sided shit that it currently is.
The only reasoning behind it is to fuck the customer. Purchases are recorded instantly so the interest free period starts immediately. But payments take longer cos they want to hold onto your money and invest it, and also if you are late in paying then they get their interest payment.
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Oh yes, and what about actual delivery items of things you order on-line??
I ordered 2 CDs on-line and they were supposedly dispatched on 8/1/08 - 8 business days later, they still haven't arrived.
I also ordered a large item on 7/1/08 and the status of my order still says "ready to ship." Ready to ship my arse... it has said that since the day or two after I ordered it!!! Ok, so the 10 days hasn't yet elapsed (only been 9 business days), and I do have automatic full transit insurance (so if it doesn't arrive I will get a replacement), but "ready to ship" after 9 days is just not acceptable and they can stick it somewhere dark, brown and gooey.......
Regards,
wagg
(who is anti-delivery times at the mo)
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